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![Generic credit process [52] We defined a generic credit process... | Download Scientific Diagram](https://www.researchgate.net/publication/4216412/figure/fig1/AS:279584323981317@1443669505433/Generic-credit-process-52-We-defined-a-generic-credit-process-consisting-of-five.png "Generic credit process [52] We defined a generic credit process... | Download Scientific Diagram")
Generic credit process [52] We defined a generic credit process... | Download Scientific Diagram
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